Eligibility
Simple Requirements
Arrowhead Advance has straightforward requirements. Unlike traditional banks, we don't require a minimum credit score or perfect credit history.
Here's what you need to apply:
What you need to apply for Arrowhead Advance
Arrowhead Advance has straightforward requirements. Unlike traditional banks, we don't require a minimum credit score or perfect credit history.
Here's what you need to apply:
Be at least 18 years old. Be a U.S. citizen or permanent resident. Live in a state where we offer service.
Active checking account in your name. This is used for direct deposit of funds and automatic payment deduction.
Steady income from employment, self-employment, government benefits, retirement, or other regular sources.
Valid email address for loan documents and updates. Working phone number so we can reach you about your application.
Arrowhead Advance does not require a minimum credit score. We don't check traditional credit bureaus like Equifax, Experian, or TransUnion.
This means:
We look at your overall ability to repay the loan based on your income and bank account history — not just a credit score.
While the initial application only requires basic information, you may be asked to provide:
Having these documents ready can speed up the approval process.
Apply in 2 minutes — it's free and won't affect your credit.